First Rate Loans - Home Customer Charter
 
About Us
Truly Independent, we Work for you Not the Lender
 
About First Rate Loans
 
Our Experience
First Rate Loans is a trading style of Affordable Finance Limited. Our Business was formed by two directors who between them have more than 50 years experience in the personal finance sector. You can be confident that you will benefit from our great experience in helping
customers to get the best deal to suit their circumstances.

Our Expertise
Having worked for some of the UK’s largest high street and specialist lenders, we understand that each and every one of our customers is unique. Our comprehensive knowledge of personal finance products and services means that we can help most customers and we specialise in helping customers who have experienced difficulty in obtaining a loan; including customers with bad credit or poor credit. You will profit from our in-depth understanding of the marketplace. We are dedicated to providing you with access to a fantastic range of products to meet your needs.

Our Service
First Rate Loans is an independent resource to help you find the loan you want. By comparing loans from the UK’s leading lenders we can help source any type of personal loan: secured loan, homeowner loan, unsecured loan, home loan, tenant loan, mortgage, remortgage, commercial loan, bridging loan, adverse or poor credit loan and most other borrowing requirements. Our service is free for you to use; we earn commission from the lender or broker to whom we forward your details should you take out a loan.

By requesting a quote we will not search your credit record but in order to maintain your credit rating we would advise you not to make any further applications until you have used our service.

By providing this service we are not purporting to provide any financial advice or recommending any particular loan – you must decide which loan suits your own needs. If you are thinking of consolidating existing borrowing you should be aware that you will be extending the term of the debt and may be increasing the total amount you repay.
Our Commitment
  • We put you first
  • Just answer a few simple questions to get a fast, free no-obligation quote
  • We work on your behalf and not the lender
  • No up front fees or costs
  • If you decide to cancel there are no fees or penalties to pay
  • We always aim to get you the best deal to suit your circumstances
  • To efficiently provide you with the most suitable and affordable solution
  • Your application will be dealt with in a professional and sympathetic manner
  • Your personal data will be respected and safeguarded at all times
We can Offer Great Products from a Wide Panel Including:
  • Homeowner loans
  • Secured loans
  • Mortgages/Remortgages
  • Tenant loans
  • Unsecured loans
  • Commercial loans
  • Bridging loans
  • Debt solutions
GE Money Money Partners Blemain Finance Kensington
First Plus
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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